Renters Insurance

At Jennifer Halteman Insurance, we believe in old fashioned service where honest advice and personal care come first. When it comes to insurance, you can count on real help from a local you trust.

New England Renter's Insurance

Our Renter's Insurance

Jennifer Halteman offers dependable renters insurance tailored to protect you and your belongings, whether you’re leasing an apartment, condo, or house. Renters insurance helps safeguard your personal property from risks like theft, fire, or certain types of water damage, and it can also provide liability coverage if someone is injured in your home. With Jennifer, you get a local agent who takes the time to understand your situation and find the right coverage for your needs. We work with clients in Maine, New Hampshire, Massachusetts, and Vermont.

Personal Property

Personal property insurance helps repair or replace your belongings if they’re damaged or stolen. It also protects items taken or damaged away from your home, such as a bike stolen from a rack at work.

Medical Payments

Medical payments coverage helps cover medical expenses if someone is injured in your home. It can pay for costs like an emergency room visit, even if the injury is minor or happens during a casual gathering.

Liability Insurance

Liability insurance helps cover medical or legal costs if you’re found at fault for an injury or property damage. It can protect you even if the incident happens away from home, and it may cover family members living with you. Umbrella insurance can extend these limits for added protection.

Loss of Use

Loss of use coverage helps pay for everyday expenses if you can’t live in your home during repairs after a covered event. It can cover costs like a hotel stay, short-term rental, and meals until your home is livable again.

  • OUTSTANDING! Both Dennis and Jennifer are exceptional. Respond in a timely manner. Professional service and provide answers without jargon and dismissive answers. HIGHLY recommend this business for all your insurance... read more

    Julie Nelson Avatar Julie Nelson

    Very informative

    Marc Trottier sr Avatar Marc Trottier sr
  • Jennifer and her team take such good care of my clients. Customer service and finding ways to save them Money. I highly recommend!

    Kaila Coffey Avatar Kaila Coffey

    After being dropped by our previous insurance company, which we've used exclusively for many years, a friend put us in touch with Jennifer and we could not be happier with... read more

    Kali Pereira Avatar Kali Pereira
  • Dennis does a great job ensuring every avenue is covered regarding insurance. He is very responsive and provides excellent feedback on claim information and options.

    Derek Emanouil Avatar Derek Emanouil

    We are very pleased with the plan selection, response time and help with any and all questions on both auto and home. Dennis is amazing and so easy to work... read more

    Lynne Borges Avatar Lynne Borges
  • Constance worked quickly and efficiently to search for a policy for me. She was very communicative and knowledgeable. Highly recommend.

    Julie Doyon Avatar Julie Doyon

    Dan was super professional and timely with his responses! Truly a great agency to work with!!

    Rich S Avatar Rich S
  • Professionalism, caring the sheer detail to make sure I got the best package for my needs at the best price was a delight to witness! I would and will HIGHLY... read more

    p NORMOUS Avatar p NORMOUS

    Constance is amazing!!!! She’s so sweet and eager to help!! She goes above and beyond to make sure you get the coverage you need as well as answer any questions... read more

    Sean Heald Avatar Sean Heald
  • Mike is an outstanding insurance agent. He’s always professional, patient, and incredibly responsive whenever I have questions or need guidance. Mike takes the time to explain every option clearly, making... read more

    Bailey Chretien Avatar Bailey Chretien

    Constance just helped my wife and me save HUNDREDS a year on our car insurance, and we couldn’t be more grateful! She was knowledgeable, proactive, responsive, and made the whole... read more

    Matthew Paroff Avatar Matthew Paroff
  • We’ve had an incredible experience with our insurance company, and especially with our representative, Constance Hosang. We have multiple policies with them — business, home, RV, tractor, and auto —... read more

    Shedworks Solutions Avatar Shedworks Solutions

    If you want an insurance provider that cares about your family and well being, please consider Jennifer Halteman Insurance Agency LLC. Since day 1, I've worked with Constance Hosang.... read more

    Aaron Frigon Avatar Aaron Frigon
  • I'm a first time home buyer and had a terrible experience with my first agency. I was recommended to Jennifer and the experience with her was like night & day.... read more

    Alex Crowell Avatar Alex Crowell

    Constance Hosang made it so simple to get insurance! Her communication and professionalism is like no other. I highly recommend you reach out to for any of your needs!

    Mark Jr Avatar Mark Jr
  • Jen Halteman and her entire team are a professional and also a very sociable group of people. To say each person is understanding is an understatement, as they go out... read more

    Alex Lara Avatar Alex Lara

    Exceptional service, especially when time sensitive. Constance not only returned my call later Friday afternoon but after she was done for the day. I appreciate her not only addressing the issue... read more

    John Anacleto Avatar John Anacleto

Renter's Insurance FAQs

Have questions about renter’s insurance? You’re not alone. Here are answers to some of the most common questions renters ask when choosing the right coverage.

Renter’s insurance typically covers personal belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered event like fire or certain types of water damage.

Yes. Most policies cover a percentage of personal property anywhere in the world, so items like a stolen laptop or bike are protected even if you’re away from home.

No. Standard renters policies don’t cover flood damage. You’ll need separate flood insurance for that protection.

 Renters insurance is generally affordable, often costing between $10 and $25 per month depending on your coverage and deductible.

Some landlords require renters insurance to protect their investment in the property.