Life Insurance
At Jennifer Halteman Insurance, we believe in old fashioned service where honest advice and personal care come first. When it comes to insurance, you can count on real help from a local you trust.
New England's Trusted Life Insurance
Our Life Insurance
Jennifer Halteman offers dependable life insurance tailored to protect what matters most. Life insurance provides financial security for your loved ones by helping cover expenses such as mortgage payments, daily living costs, or future education needs in the event of your passing. With Jennifer, you have a local agent who takes the time to understand your goals and guide you toward the right coverage for your family’s peace of mind. We work with clients in Maine, New Hampshire, Massachusetts, and Vermont.
Term Life Insurance
Term life insurance is often the most affordable way to start, offering coverage for a set period of time at a consistent cost. It provides a death benefit as long as you continue paying premiums until the policy term ends.
Whole Life Insurance
Whole life insurance is permanent coverage that offers guaranteed level premiums, a consistent death benefit, and steady cash value growth over time.
Universal Life Insurance
Universal life insurance is permanent coverage that offers flexibility to adjust your premiums and death benefit over time, allowing it to adapt as your needs and priorities change.
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We started working with Jennifer in 2018 and have been absolutely thrilled with her performance over the years. Always a pleasure to speak with, and continuously looking to get us... read more the best coverage and the best rate. I highly highly recommend giving her a call 🙂
Michael Dunnington
We pivoted to Jennifer and her team just shy of two years ago, to help tackle all of our insurance needs. Talk about a seamless process! Special shoutout... read more to Dennis who continues to model top notch customer service. Thank you!
Jim Page
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Excellent service from Jennifer and her team. I have had car and home insurance with Jennifer for over 5 years and she has been great to work with. Her team... read more is always working to get me the best pricing and find ways to save me money. They make the process very simple and quick any time I change out or add vehicles to my policy.
michael jette
The Jennifer Halteman Insurance Agency has been nothing less than top notch. They have helped with both business and personal insurance and more recently helping with my elder parent's policy.... read more If you want an insurance company with customer service driven values then this is the company for you! It's the only insurance company for me.
Greg Davis
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Jen goes above and beyond for her clients and always has their best interests at heart. I have multiple generations in my family who use her. I would recommend her... read more to anyone! She always puts her clients first and is willing to go above and beyond to make sure all of our needs are met! I can't thank her enough!
Gabrielle Menard
We were referred to Jennifer by some great friends and I couldn’t be happier. She came through for us in a pinch and helped work directly with our mortgage company... read more for their needs and wants on a policy. I can say that we will be sticking with her for the future as I have never had an agent go above and beyond to help us. As business owners ourselves we deeply appreciate the her efforts and her willingness to explain everything, respond quickly and reassure us in this process. Thank you very much!!!!
Casie Woodman
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Both Jennifer and Dennis are a delight to work with. No high pressure and very informed. They looked for the best product for us and even saved us some money!... read more I highly recommend this insurance company,
Karen M. Reed
Best customer service !
Irene Hurd
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Jennifer was Awesome! Before I even knew our insurance rates had gone up, she reached out with new rates that would save us a ton of money without sacrificing coverage.... read more She answered all of our questions thoroughly and timely, at any time of day. Jennifer has made the auto and homeowners insurance process a breeze and we look forward to continuing to work with her for years to come. Thanks again!!
Stephen & Amy Haas
Jenn has been my agent for over 10 years now. Her entire team is always there when you need them. They work hard to ensure I am getting... read more the best coverage for the lowest cost. I would highly recommend them.
Cory Foss
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I've been working with Jennifer for several years now. She has helped me with several life insurance policies as well as our home & auto policies. She is proactive with... read more our account and I feel confident that I am getting the best rates. She is easy to get in touch with, friendly, and extremely knowledgable.
Kelsey Raymond
When she called and said, "I"m about to save you a bunch of money, is that okay". What else could I say but, 'Yes!!". She is always looking out and... read more customer service is second to none. Thanks!
John Flintosh
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Since we moved to NH Jennifer has been our go to insurance provider. From day 1 until today she has been an awesome insurance provider. My wife and I would... read more highly recommend her services, not only in regard to the policies, but her personable and warm personality. Keep up the great work!
James Edge
Jen and Dennis work very hard to get the best policy for their customers. Professional and responsive to all my questions. Great team!!
Mary Cannata
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Jennifer has been our insurance agent for many years. She has always been quick to respond, attentive, informative, and in our corner. I highly recommend Jennifer and her team!
Herv Peairs
Jen and her entire team are truly top-notch and their customer service is first-class. They always have time for their customers and provide great feedback. I’m very happy... read more to be a customer.
Geoffrey Somerville
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Jennifer and Farmers have been fantastic. I was with Liberty Mutual since the 90's and they were not doing me any favors both with rates and customer service. ... read more I decided to switch over to Farmers and Jennifer basically halved my insurance payments with better coverage and a smaller deductible! I couldn't believe how easy she made it and wish that I had done this years ago. I'm always able to reach her when I have questions and her turnaround time is lightening fast for anything I need. I HIGHLY recommend Jennifer for both car and home.
Frank Mahon (FrankieBoy)
Jen and Dennis Helped me save on my home and auto insurance.. Thanks Cristina J
Nathan Starratt
Life Insurance FAQs
Have questions about life insurance? You’re not alone. Here are answers to some of the most common questions people ask when choosing the right coverage.
Life insurance provides financial protection for your loved ones, helping cover expenses like debt, daily living costs, or future education if you pass away. It’s especially important if others rely on your income.
Term life insurance covers you for a set period at generally lower costs, while permanent life insurance (like whole or universal life) provides lifelong coverage and may build cash value.
Yes. Many people carry multiple policies to meet different needs, such as a term policy for income replacement and a permanent policy for long-term financial planning.
In most cases, life insurance death benefits are paid to beneficiaries tax-free. However, certain situations, like large estates or interest earned on the payout, may have tax implications. We always recommend consulting with your tax professional.