Home Insurance

At Jennifer Halteman Insurance, we believe in old fashioned service where honest advice and personal care come first. When it comes to insurance, you can count on real help from a local you trust.

New England's top home insurance agent

Our Home Insurance

Jennifer Halteman offers dependable home insurance tailored to protect what matters most. Home insurance safeguards you financially against risks like fire, theft, storm damage, or liability if someone is injured on your property. With Jennifer, you have a local agent who takes the time to understand your home and lifestyle, helping you choose the right coverage for your needs. We work with clients in Maine, New Hampshire, Massachusetts, and Vermont.

Personal property coverage

Personal property coverage helps cover the cost to repair or replace your belongings if they are stolen or damaged.

Personal liability coverage

Personal liability coverage can help cover expenses if you are found responsible for accidental bodily injury or property damage to someone else.

Dwelling coverage

Dwelling coverage helps pay for repairs to your home and any permanently attached structures if they are damaged by a covered event such as fire, wind, lightning, or hail.

Loss of use coverage

Loss of use coverage, which includes additional living expenses, can help cover the cost of temporary housing if you cannot live in your home due to damage from a covered event.

Water damage coverage

Some types of water damage are covered under a home insurance policy, while others are not. Sudden and accidental leaks are typically covered, but flooding is generally excluded. Visit our flood insurance page to check out our flood insurance. 

  • OUTSTANDING! Both Dennis and Jennifer are exceptional. Respond in a timely manner. Professional service and provide answers without jargon and dismissive answers. HIGHLY recommend this business for all your insurance... read more

    Julie Nelson Avatar Julie Nelson

    Very informative

    Marc Trottier sr Avatar Marc Trottier sr
  • Jennifer and her team take such good care of my clients. Customer service and finding ways to save them Money. I highly recommend!

    Kaila Coffey Avatar Kaila Coffey

    After being dropped by our previous insurance company, which we've used exclusively for many years, a friend put us in touch with Jennifer and we could not be happier with... read more

    Kali Pereira Avatar Kali Pereira
  • Dennis does a great job ensuring every avenue is covered regarding insurance. He is very responsive and provides excellent feedback on claim information and options.

    Derek Emanouil Avatar Derek Emanouil

    We are very pleased with the plan selection, response time and help with any and all questions on both auto and home. Dennis is amazing and so easy to work... read more

    Lynne Borges Avatar Lynne Borges
  • Constance worked quickly and efficiently to search for a policy for me. She was very communicative and knowledgeable. Highly recommend.

    Julie Doyon Avatar Julie Doyon

    Dan was super professional and timely with his responses! Truly a great agency to work with!!

    Rich S Avatar Rich S
  • Professionalism, caring the sheer detail to make sure I got the best package for my needs at the best price was a delight to witness! I would and will HIGHLY... read more

    p NORMOUS Avatar p NORMOUS

    Constance is amazing!!!! She’s so sweet and eager to help!! She goes above and beyond to make sure you get the coverage you need as well as answer any questions... read more

    Sean Heald Avatar Sean Heald
  • Mike is an outstanding insurance agent. He’s always professional, patient, and incredibly responsive whenever I have questions or need guidance. Mike takes the time to explain every option clearly, making... read more

    Bailey Chretien Avatar Bailey Chretien

    Constance just helped my wife and me save HUNDREDS a year on our car insurance, and we couldn’t be more grateful! She was knowledgeable, proactive, responsive, and made the whole... read more

    Matthew Paroff Avatar Matthew Paroff
  • We’ve had an incredible experience with our insurance company, and especially with our representative, Constance Hosang. We have multiple policies with them — business, home, RV, tractor, and auto —... read more

    Shedworks Solutions Avatar Shedworks Solutions

    If you want an insurance provider that cares about your family and well being, please consider Jennifer Halteman Insurance Agency LLC. Since day 1, I've worked with Constance Hosang.... read more

    Aaron Frigon Avatar Aaron Frigon
  • I'm a first time home buyer and had a terrible experience with my first agency. I was recommended to Jennifer and the experience with her was like night & day.... read more

    Alex Crowell Avatar Alex Crowell

    Constance Hosang made it so simple to get insurance! Her communication and professionalism is like no other. I highly recommend you reach out to for any of your needs!

    Mark Jr Avatar Mark Jr
  • Jen Halteman and her entire team are a professional and also a very sociable group of people. To say each person is understanding is an understatement, as they go out... read more

    Alex Lara Avatar Alex Lara

    Exceptional service, especially when time sensitive. Constance not only returned my call later Friday afternoon but after she was done for the day. I appreciate her not only addressing the issue... read more

    John Anacleto Avatar John Anacleto

Home Insurance FAQs

Have questions about home insurance? You’re not alone. Here are answers to some of the most common questions homeowners ask when choosing the right coverage.

Most policies cover your home’s structure, personal belongings, liability for injuries or damage to others, and additional living expenses if you can’t stay in your home due to a covered event.

It’s not required by law, but most mortgage lenders require you to have homeowners insurance to protect their investment in your property.

Standard policies do not cover flood damage. You’ll need a separate flood insurance policy for protection against flooding.

The right homeowners insurance depends on the size of your house, where it is located, and other factors. Larger homes often need higher coverage limits, and certain areas may require extra protection for risks like storms or flooding. Jennifer can help you choose the right policy for your home and location.