Condo Insurance
At Jennifer Halteman Insurance, we believe in old fashioned service where honest advice and personal care come first. When it comes to insurance, you can count on real help from a local you trust.
New England's #1 Condo Insurance
Our Condo Insurance
Jennifer Halteman provides reliable condo insurance designed to protect your unit and belongings, whether you live there year-round or seasonally. Because condo insurance is so complex, the wrong setup can lead to denied claims, which is why working with an experienced professional is so important. Jennifer takes the time to understand your situation and ensure you have the right coverage, helping safeguard your property, personal belongings, and liability if someone is injured in your home. We work with clients in Maine, New Hampshire, Massachusetts, and Vermont.
Personal Belonging Protection
Personal property coverage can help replace stolen belongings, even if the theft occurs when you’re away from home.
Living Space Protection
Living expenses, also called loss of use, apply when a covered event makes your condo uninhabitable. For example, if a leak from the unit above forces you to temporarily move out.
Damage to someone else’s property
Liability coverage can help pay for the repair or replacement of someone else’s property if you are responsible for the damage.
Injuries to Others
Liability coverage works by helping to pay medical expenses and legal fees if an accident is your fault and results in a lawsuit against you.
Living expenses/ loss of use
If a leak from the condo above causes significant damage and makes your condo uninhabitable, your coverage can help with the cost of temporary housing and other living expenses.
Loss Assessment Coverage
If wind damages the roof of your condo complex and your HOA charges each unit owner $5,000 to cover the repair, loss assessment coverage can help pay your portion of that cost.
-
We started working with Jennifer in 2018 and have been absolutely thrilled with her performance over the years. Always a pleasure to speak with, and continuously looking to get us... read more
Michael Dunnington
We pivoted to Jennifer and her team just shy of two years ago, to help tackle all of our insurance needs. Talk about a seamless process! Special shoutout... read more
Jim Page
-
Excellent service from Jennifer and her team. I have had car and home insurance with Jennifer for over 5 years and she has been great to work with. Her team... read more
michael jette
The Jennifer Halteman Insurance Agency has been nothing less than top notch. They have helped with both business and personal insurance and more recently helping with my elder parent's policy.... read more
Greg Davis
-
Jen goes above and beyond for her clients and always has their best interests at heart. I have multiple generations in my family who use her. I would recommend her... read more
Gabrielle Menard
We were referred to Jennifer by some great friends and I couldn’t be happier. She came through for us in a pinch and helped work directly with our mortgage company... read more
Casie Woodman
-
Both Jennifer and Dennis are a delight to work with. No high pressure and very informed. They looked for the best product for us and even saved us some money!... read more
Karen M. Reed
Best customer service !
Irene Hurd
-
Jennifer was Awesome! Before I even knew our insurance rates had gone up, she reached out with new rates that would save us a ton of money without sacrificing coverage.... read more
Stephen & Amy Haas
Jenn has been my agent for over 10 years now. Her entire team is always there when you need them. They work hard to ensure I am getting... read more
Cory Foss
-
I've been working with Jennifer for several years now. She has helped me with several life insurance policies as well as our home & auto policies. She is proactive with... read more
Kelsey Raymond
When she called and said, "I"m about to save you a bunch of money, is that okay". What else could I say but, 'Yes!!". She is always looking out and... read more
John Flintosh
-
Since we moved to NH Jennifer has been our go to insurance provider. From day 1 until today she has been an awesome insurance provider. My wife and I would... read more
James Edge
Jen and Dennis work very hard to get the best policy for their customers. Professional and responsive to all my questions. Great team!!
Mary Cannata
-
Jennifer has been our insurance agent for many years. She has always been quick to respond, attentive, informative, and in our corner. I highly recommend Jennifer and her team!
Herv Peairs
Jen and her entire team are truly top-notch and their customer service is first-class. They always have time for their customers and provide great feedback. I’m very happy... read more
Geoffrey Somerville
-
Jennifer and Farmers have been fantastic. I was with Liberty Mutual since the 90's and they were not doing me any favors both with rates and customer service. ... read more
Frank Mahon (FrankieBoy)
Jen and Dennis Helped me save on my home and auto insurance.. Thanks Cristina J
Nathan Starratt
Condo Insurance FAQs
Have questions about condo insurance? You’re not alone. Here are answers to some of the most common questions condo owners ask when choosing the right coverage.
It’s not required by state law, but most mortgage lenders require condo insurance. Your condo association’s bylaws may also require you to carry certain coverage.
It typically covers your unit’s interior, personal belongings, liability for injuries or property damage, loss of use if you can’t live in your unit, and loss assessment to help with shared repair costs.
Loss assessment coverage helps pay your share of costs when your HOA charges unit owners for repairs or expenses that aren’t fully covered by the association’s master policy.
The HOA’s master policy covers common areas and the building’s exterior. Your condo insurance covers your unit’s interior, your personal property, and your personal liability.