Condo Insurance
At Jennifer Halteman Insurance, we believe in old fashioned service where honest advice and personal care come first. When it comes to insurance, you can count on real help from a local you trust.
New England's #1 Condo Insurance
Our Condo Insurance
Jennifer Halteman provides reliable condo insurance designed to protect your unit and belongings, whether you live there year-round or seasonally. Because condo insurance is so complex, the wrong setup can lead to denied claims, which is why working with an experienced professional is so important. Jennifer takes the time to understand your situation and ensure you have the right coverage, helping safeguard your property, personal belongings, and liability if someone is injured in your home. We work with clients in Maine, New Hampshire, Massachusetts, and Vermont.
Personal Belonging Protection
Personal property coverage can help replace stolen belongings, even if the theft occurs when you’re away from home.
Living Space Protection
Living expenses, also called loss of use, apply when a covered event makes your condo uninhabitable. For example, if a leak from the unit above forces you to temporarily move out.
Damage to someone else’s property
Liability coverage can help pay for the repair or replacement of someone else’s property if you are responsible for the damage.
Injuries to Others
Liability coverage works by helping to pay medical expenses and legal fees if an accident is your fault and results in a lawsuit against you.
Living expenses/ loss of use
If a leak from the condo above causes significant damage and makes your condo uninhabitable, your coverage can help with the cost of temporary housing and other living expenses.
Loss Assessment Coverage
If wind damages the roof of your condo complex and your HOA charges each unit owner $5,000 to cover the repair, loss assessment coverage can help pay your portion of that cost.
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OUTSTANDING! Both Dennis and Jennifer are exceptional. Respond in a timely manner. Professional service and provide answers without jargon and dismissive answers. HIGHLY recommend this business for all your insurance... read more needs.
Julie Nelson
Very informative
Marc Trottier sr
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Jennifer and her team take such good care of my clients. Customer service and finding ways to save them Money. I highly recommend!
Kaila Coffey
After being dropped by our previous insurance company, which we've used exclusively for many years, a friend put us in touch with Jennifer and we could not be happier with... read more her diligent service and expertise. She was able to help us navigate a challenging and unique circumstance and ultimately get our property insured appropriately and expeditiously. Definitely give her a call!
Kali Pereira
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Dennis does a great job ensuring every avenue is covered regarding insurance. He is very responsive and provides excellent feedback on claim information and options.
Derek Emanouil
We are very pleased with the plan selection, response time and help with any and all questions on both auto and home. Dennis is amazing and so easy to work... read more with.
Lynne Borges
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Constance worked quickly and efficiently to search for a policy for me. She was very communicative and knowledgeable. Highly recommend.
Julie Doyon
Dan was super professional and timely with his responses! Truly a great agency to work with!!
Rich S
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Professionalism, caring the sheer detail to make sure I got the best package for my needs at the best price was a delight to witness! I would and will HIGHLY... read more RECOMEND Mrs. Halteman and her expert staff to any and all who are in need of insurance!!!
p NORMOUS
Constance is amazing!!!! She’s so sweet and eager to help!! She goes above and beyond to make sure you get the coverage you need as well as answer any questions... read more you have. If she doesn’t know the answer off hand she will get you the answer within a few minutes. She is an expert in customer service and I am so happy she is my agent.
Sean Heald
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Mike is an outstanding insurance agent. He’s always professional, patient, and incredibly responsive whenever I have questions or need guidance. Mike takes the time to explain every option clearly, making... read more the whole process easy and stress-free. He consistently goes above and beyond to make sure I’m getting the best coverage and value. I truly appreciate his reliability and expertise, highly recommend working with him.
Bailey Chretien
Constance just helped my wife and me save HUNDREDS a year on our car insurance, and we couldn’t be more grateful! She was knowledgeable, proactive, responsive, and made the whole... read more process stress-free. We highly recommend reaching out if you're looking for an insurance agent who truly cares and is always looking out for your best interests!
Matthew Paroff
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We’ve had an incredible experience with our insurance company, and especially with our representative, Constance Hosang. We have multiple policies with them — business, home, RV, tractor, and auto —... read more and Constance has been amazing every step of the way. She’s always quick to respond, super knowledgeable, and genuinely goes out of her way to make sure we understand our coverage and get the best options. It’s rare to find someone this dependable and this easy to work with. Having everything under one roof has made our lives so much easier, and Constance has been a huge part of that. If you’re looking for an insurance company that actually treats you like a priority, this is the one. Highly recommend! ⭐⭐⭐⭐⭐
Shedworks Solutions
If you want an insurance provider that cares about your family and well being, please consider Jennifer Halteman Insurance Agency LLC. Since day 1, I've worked with Constance Hosang.... read more I've insured myself and my two kids through with her. Each time I call for advice or to update something on my policy, it's been like I am calling a friend. We talk about everything and the insurance part is very easy and well though out. Recently, my daughter got into a car accident. She was ok, but her car was a total loss. Constance gave me great advice on how to handle everything from entering the claim information and what to expect next. I can't speak highly enough about her care, availability, and advice.
Aaron Frigon
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I'm a first time home buyer and had a terrible experience with my first agency. I was recommended to Jennifer and the experience with her was like night & day.... read more She was very meticulous and detailed in her explanations, I got a consistent feeling that she actually cared, and I feel a lot more secure with the knowledge that her agency will provide help and information whenever it's needed.
Alex Crowell
Constance Hosang made it so simple to get insurance! Her communication and professionalism is like no other. I highly recommend you reach out to for any of your needs!
Mark Jr
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Jen Halteman and her entire team are a professional and also a very sociable group of people. To say each person is understanding is an understatement, as they go out... read more of their way to find me the best possible solutions tailored specifically to me, rather than a generic category. Additionally, they will explain the benefits, explain where I may have been overpaying, and if they don't have an answer, they go do research and get back to me. I think there is a lot to say about an insurance company when I own a home, have 6 of my own cars, and own a truck company, yet the amount I pay in insurance is NOT a source of stress for me. I have been working with Constance personally lately. Her expertise and iron determination to get things done leave me feeling quite secure, even though we are dealing with the least favorite subject in business: commercial insurance and all the money I have to spend.
Alex Lara
Exceptional service, especially when time sensitive. Constance not only returned my call later Friday afternoon but after she was done for the day. I appreciate her not only addressing the issue... read more I had but her follow up to ensure was informed of the outcome.
John Anacleto
Condo Insurance FAQs
Have questions about condo insurance? You’re not alone. Here are answers to some of the most common questions condo owners ask when choosing the right coverage.
It’s not required by state law, but most mortgage lenders require condo insurance. Your condo association’s bylaws may also require you to carry certain coverage.
It typically covers your unit’s interior, personal belongings, liability for injuries or property damage, loss of use if you can’t live in your unit, and loss assessment to help with shared repair costs.
Loss assessment coverage helps pay your share of costs when your HOA charges unit owners for repairs or expenses that aren’t fully covered by the association’s master policy.
The HOA’s master policy covers common areas and the building’s exterior. Your condo insurance covers your unit’s interior, your personal property, and your personal liability.