Condo Insurance

At Jennifer Halteman Insurance, we believe in old fashioned service where honest advice and personal care come first. When it comes to insurance, you can count on real help from a local you trust.

New England's #1 Condo Insurance

Our Condo Insurance

Jennifer Halteman provides reliable condo insurance designed to protect your unit and belongings, whether you live there year-round or seasonally. Because condo insurance is so complex, the wrong setup can lead to denied claims, which is why working with an experienced professional is so important. Jennifer takes the time to understand your situation and ensure you have the right coverage, helping safeguard your property, personal belongings, and liability if someone is injured in your home. We work with clients in Maine, New Hampshire, Massachusetts, and Vermont.

Personal Belonging Protection

Personal property coverage can help replace stolen belongings, even if the theft occurs when you’re away from home.

Living Space Protection

Living expenses, also called loss of use, apply when a covered event makes your condo uninhabitable. For example, if a leak from the unit above forces you to temporarily move out.

Damage to someone 
else’s property

Liability coverage can help pay for the repair or replacement of someone else’s property if you are responsible for the damage. 

Injuries to Others

Liability coverage works by helping to pay medical expenses and legal fees if an accident is your fault and results in a lawsuit against you.

Living expenses/ loss of use

If a leak from the condo above causes significant damage and makes your condo uninhabitable, your coverage can help with the cost of temporary housing and other living expenses.

Loss Assessment 
Coverage

If wind damages the roof of your condo complex and your HOA charges each unit owner $5,000 to cover the repair, loss assessment coverage can help pay your portion of that cost.

  • OUTSTANDING! Both Dennis and Jennifer are exceptional. Respond in a timely manner. Professional service and provide answers without jargon and dismissive answers. HIGHLY recommend this business for all your insurance... read more

    Julie Nelson Avatar Julie Nelson

    Very informative

    Marc Trottier sr Avatar Marc Trottier sr
  • Jennifer and her team take such good care of my clients. Customer service and finding ways to save them Money. I highly recommend!

    Kaila Coffey Avatar Kaila Coffey

    After being dropped by our previous insurance company, which we've used exclusively for many years, a friend put us in touch with Jennifer and we could not be happier with... read more

    Kali Pereira Avatar Kali Pereira
  • Dennis does a great job ensuring every avenue is covered regarding insurance. He is very responsive and provides excellent feedback on claim information and options.

    Derek Emanouil Avatar Derek Emanouil

    We are very pleased with the plan selection, response time and help with any and all questions on both auto and home. Dennis is amazing and so easy to work... read more

    Lynne Borges Avatar Lynne Borges
  • Constance worked quickly and efficiently to search for a policy for me. She was very communicative and knowledgeable. Highly recommend.

    Julie Doyon Avatar Julie Doyon

    Dan was super professional and timely with his responses! Truly a great agency to work with!!

    Rich S Avatar Rich S
  • Professionalism, caring the sheer detail to make sure I got the best package for my needs at the best price was a delight to witness! I would and will HIGHLY... read more

    p NORMOUS Avatar p NORMOUS

    Constance is amazing!!!! She’s so sweet and eager to help!! She goes above and beyond to make sure you get the coverage you need as well as answer any questions... read more

    Sean Heald Avatar Sean Heald
  • Mike is an outstanding insurance agent. He’s always professional, patient, and incredibly responsive whenever I have questions or need guidance. Mike takes the time to explain every option clearly, making... read more

    Bailey Chretien Avatar Bailey Chretien

    Constance just helped my wife and me save HUNDREDS a year on our car insurance, and we couldn’t be more grateful! She was knowledgeable, proactive, responsive, and made the whole... read more

    Matthew Paroff Avatar Matthew Paroff
  • We’ve had an incredible experience with our insurance company, and especially with our representative, Constance Hosang. We have multiple policies with them — business, home, RV, tractor, and auto —... read more

    Shedworks Solutions Avatar Shedworks Solutions

    If you want an insurance provider that cares about your family and well being, please consider Jennifer Halteman Insurance Agency LLC. Since day 1, I've worked with Constance Hosang.... read more

    Aaron Frigon Avatar Aaron Frigon
  • I'm a first time home buyer and had a terrible experience with my first agency. I was recommended to Jennifer and the experience with her was like night & day.... read more

    Alex Crowell Avatar Alex Crowell

    Constance Hosang made it so simple to get insurance! Her communication and professionalism is like no other. I highly recommend you reach out to for any of your needs!

    Mark Jr Avatar Mark Jr
  • Jen Halteman and her entire team are a professional and also a very sociable group of people. To say each person is understanding is an understatement, as they go out... read more

    Alex Lara Avatar Alex Lara

    Exceptional service, especially when time sensitive. Constance not only returned my call later Friday afternoon but after she was done for the day. I appreciate her not only addressing the issue... read more

    John Anacleto Avatar John Anacleto

Condo Insurance FAQs

Have questions about condo insurance? You’re not alone. Here are answers to some of the most common questions condo owners ask when choosing the right coverage.

 It’s not required by state law, but most mortgage lenders require condo insurance. Your condo association’s bylaws may also require you to carry certain coverage.

 It typically covers your unit’s interior, personal belongings, liability for injuries or property damage, loss of use if you can’t live in your unit, and loss assessment to help with shared repair costs.

Loss assessment coverage helps pay your share of costs when your HOA charges unit owners for repairs or expenses that aren’t fully covered by the association’s master policy.

The HOA’s master policy covers common areas and the building’s exterior. Your condo insurance covers your unit’s interior, your personal property, and your personal liability.