Boat Insurance
At Jennifer Halteman Insurance, we believe in old fashioned service where honest advice and personal care come first. When it comes to insurance, you can count on real help from a local you trust.
New England's #1 Boat Insurance Agent
Our Boat Insurance
Jennifer Halteman offers dependable boat insurance tailored to how and where you use your watercraft, whether you’re out fishing, cruising, or enjoying time with family. Boat insurance helps protect you financially if there’s an accident by covering damage, medical costs, or liability. With Jennifer, you get a local agent who takes the time to understand your needs and help you find the right coverage for peace of mind on the water. We work with clients in Maine, New Hampshire, Massachusetts, and Vermont.
Saver
Provides Actual Cash Value settlement at an affordable price.
Plus
Includes popular options like Total Loss Replacement Cost, Watersports Liability, Diminishing Deductible and Hurricane Haul-out.
Elite
Adds unique features to help you protect your boating lifestyle, including coverage for Bahamas and Mexico navigation, Trip Interruption, pets, Enhanced Towing, Pollution Liability, Dinghy and more. You also get policy perks like Loss Forgiveness and Guaranteed Renewal.
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We started working with Jennifer in 2018 and have been absolutely thrilled with her performance over the years. Always a pleasure to speak with, and continuously looking to get us... read more
Michael Dunnington
We pivoted to Jennifer and her team just shy of two years ago, to help tackle all of our insurance needs. Talk about a seamless process! Special shoutout... read more
Jim Page
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Excellent service from Jennifer and her team. I have had car and home insurance with Jennifer for over 5 years and she has been great to work with. Her team... read more
michael jette
The Jennifer Halteman Insurance Agency has been nothing less than top notch. They have helped with both business and personal insurance and more recently helping with my elder parent's policy.... read more
Greg Davis
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Jen goes above and beyond for her clients and always has their best interests at heart. I have multiple generations in my family who use her. I would recommend her... read more
Gabrielle Menard
We were referred to Jennifer by some great friends and I couldn’t be happier. She came through for us in a pinch and helped work directly with our mortgage company... read more
Casie Woodman
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Both Jennifer and Dennis are a delight to work with. No high pressure and very informed. They looked for the best product for us and even saved us some money!... read more
Karen M. Reed
Best customer service !
Irene Hurd
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Jennifer was Awesome! Before I even knew our insurance rates had gone up, she reached out with new rates that would save us a ton of money without sacrificing coverage.... read more
Stephen & Amy Haas
Jenn has been my agent for over 10 years now. Her entire team is always there when you need them. They work hard to ensure I am getting... read more
Cory Foss
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I've been working with Jennifer for several years now. She has helped me with several life insurance policies as well as our home & auto policies. She is proactive with... read more
Kelsey Raymond
When she called and said, "I"m about to save you a bunch of money, is that okay". What else could I say but, 'Yes!!". She is always looking out and... read more
John Flintosh
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Since we moved to NH Jennifer has been our go to insurance provider. From day 1 until today she has been an awesome insurance provider. My wife and I would... read more
James Edge
Jen and Dennis work very hard to get the best policy for their customers. Professional and responsive to all my questions. Great team!!
Mary Cannata
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Jennifer has been our insurance agent for many years. She has always been quick to respond, attentive, informative, and in our corner. I highly recommend Jennifer and her team!
Herv Peairs
Jen and her entire team are truly top-notch and their customer service is first-class. They always have time for their customers and provide great feedback. I’m very happy... read more
Geoffrey Somerville
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Jennifer and Farmers have been fantastic. I was with Liberty Mutual since the 90's and they were not doing me any favors both with rates and customer service. ... read more
Frank Mahon (FrankieBoy)
Jen and Dennis Helped me save on my home and auto insurance.. Thanks Cristina J
Nathan Starratt
Boat Insurance FAQs
Have questions about boat insurance? You’re not alone. Here are answers to some of the most common questions boat owners ask when choosing the right coverage.
Boat insurance isn’t required by law in most states, but marinas, lenders, or certain waterways may require proof of coverage. Even if it’s not required, it’s highly recommended for financial protection. We recommend liability coverage to cover you in the event that bodily harm is caused to another person.
Boat insurance isn’t required by law in New Hampshire, but certain marinas, lenders, and boating facilities may require proof of coverage. Even if it’s not mandatory, it’s a smart way to protect yourself and your boat.
Most policies cover physical damage to your boat, liability for injuries or property damage, medical payments, and optional extras like towing, fishing equipment, or trailer coverage.
Costs vary based on your boat’s size, type, and value, how often you use it, and where it’s stored. In New Hampshire, annual premiums typically range from a few hundred to over a thousand dollars. Whether you boat in coastal waters or inland waters also makes a difference.