Boat Insurance

At Jennifer Halteman Insurance, we believe in old fashioned service where honest advice and personal care come first. When it comes to insurance, you can count on real help from a local you trust.

New England's #1 Boat Insurance Agent

Our Boat Insurance

Jennifer Halteman offers dependable boat insurance tailored to how and where you use your watercraft, whether you’re out fishing, cruising, or enjoying time with family. Boat insurance helps protect you financially if there’s an accident by covering damage, medical costs, or liability. With Jennifer, you get a local agent who takes the time to understand your needs and help you find the right coverage for peace of mind on the water. We work with clients in Maine, New Hampshire, Massachusetts, and Vermont.

Saver

Provides Actual Cash Value settlement at an affordable price. 

Plus

Includes popular options like Total Loss Replacement Cost, Watersports Liability, Diminishing Deductible and Hurricane Haul-out. 

Elite

Adds unique features to help you protect your boating lifestyle, including coverage for Bahamas and Mexico navigation, Trip Interruption, pets, Enhanced Towing, Pollution Liability, Dinghy and more. You also get policy perks like Loss Forgiveness and Guaranteed Renewal.

  • OUTSTANDING! Both Dennis and Jennifer are exceptional. Respond in a timely manner. Professional service and provide answers without jargon and dismissive answers. HIGHLY recommend this business for all your insurance... read more

    Julie Nelson Avatar Julie Nelson

    Very informative

    Marc Trottier sr Avatar Marc Trottier sr
  • Jennifer and her team take such good care of my clients. Customer service and finding ways to save them Money. I highly recommend!

    Kaila Coffey Avatar Kaila Coffey

    After being dropped by our previous insurance company, which we've used exclusively for many years, a friend put us in touch with Jennifer and we could not be happier with... read more

    Kali Pereira Avatar Kali Pereira
  • Dennis does a great job ensuring every avenue is covered regarding insurance. He is very responsive and provides excellent feedback on claim information and options.

    Derek Emanouil Avatar Derek Emanouil

    We are very pleased with the plan selection, response time and help with any and all questions on both auto and home. Dennis is amazing and so easy to work... read more

    Lynne Borges Avatar Lynne Borges
  • Constance worked quickly and efficiently to search for a policy for me. She was very communicative and knowledgeable. Highly recommend.

    Julie Doyon Avatar Julie Doyon

    Dan was super professional and timely with his responses! Truly a great agency to work with!!

    Rich S Avatar Rich S
  • Professionalism, caring the sheer detail to make sure I got the best package for my needs at the best price was a delight to witness! I would and will HIGHLY... read more

    p NORMOUS Avatar p NORMOUS

    Constance is amazing!!!! She’s so sweet and eager to help!! She goes above and beyond to make sure you get the coverage you need as well as answer any questions... read more

    Sean Heald Avatar Sean Heald
  • Mike is an outstanding insurance agent. He’s always professional, patient, and incredibly responsive whenever I have questions or need guidance. Mike takes the time to explain every option clearly, making... read more

    Bailey Chretien Avatar Bailey Chretien

    Constance just helped my wife and me save HUNDREDS a year on our car insurance, and we couldn’t be more grateful! She was knowledgeable, proactive, responsive, and made the whole... read more

    Matthew Paroff Avatar Matthew Paroff
  • We’ve had an incredible experience with our insurance company, and especially with our representative, Constance Hosang. We have multiple policies with them — business, home, RV, tractor, and auto —... read more

    Shedworks Solutions Avatar Shedworks Solutions

    If you want an insurance provider that cares about your family and well being, please consider Jennifer Halteman Insurance Agency LLC. Since day 1, I've worked with Constance Hosang.... read more

    Aaron Frigon Avatar Aaron Frigon
  • I'm a first time home buyer and had a terrible experience with my first agency. I was recommended to Jennifer and the experience with her was like night & day.... read more

    Alex Crowell Avatar Alex Crowell

    Constance Hosang made it so simple to get insurance! Her communication and professionalism is like no other. I highly recommend you reach out to for any of your needs!

    Mark Jr Avatar Mark Jr
  • Jen Halteman and her entire team are a professional and also a very sociable group of people. To say each person is understanding is an understatement, as they go out... read more

    Alex Lara Avatar Alex Lara

    Exceptional service, especially when time sensitive. Constance not only returned my call later Friday afternoon but after she was done for the day. I appreciate her not only addressing the issue... read more

    John Anacleto Avatar John Anacleto

Boat Insurance FAQs

Have questions about boat insurance? You’re not alone. Here are answers to some of the most common questions boat owners ask when choosing the right coverage.

Boat insurance isn’t required by law in most states, but marinas, lenders, or certain waterways may require proof of coverage. Even if it’s not required, it’s highly recommended for financial protection. We recommend liability coverage to cover you in the event that bodily harm is caused to another person.

Boat insurance isn’t required by law in New Hampshire, but certain marinas, lenders, and boating facilities may require proof of coverage. Even if it’s not mandatory, it’s a smart way to protect yourself and your boat.

Most policies cover physical damage to your boat, liability for injuries or property damage, medical payments, and optional extras like towing, fishing equipment, or trailer coverage.

Costs vary based on your boat’s size, type, and value, how often you use it, and where it’s stored. In New Hampshire, annual premiums typically range from a few hundred to over a thousand dollars. Whether you boat in coastal waters or inland waters also makes a difference.